:root{--n:#0f2f55;--n2:#1b4a7a;--r:#d4141c;--rd:#a80e15;--g:#f5a623;--bg:#fff;--bg2:#f4f7fb;--t:#17212e;--mut:#51627a;--b:#d9e1ec;--sh:0 8px 28px rgba(15,47,85,.12)}
@media(prefers-color-scheme:dark){:root{--n:#0a1d36;--n2:#173d68;--bg:#0d1a2b;--bg2:#13243b;--t:#eaf0f7;--mut:#a9b9cc;--b:#2a4262;--sh:0 8px 28px rgba(0,0,0,.4)}}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:1.0625rem/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--t);background:var(--bg);padding-bottom:62px}
h1,h2,h3{line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800}h2{font-size:clamp(1.55rem,3vw,2.15rem);font-weight:800}h3{font-size:1.2rem}
.wrap{max-width:1160px;margin:auto;padding:0 22px}img{max-width:100%;height:auto}a{color:var(--n2)}@media(prefers-color-scheme:dark){a{color:#9cc9ff}}
:focus-visible{outline:3px solid var(--g);outline-offset:2px}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;color:#000;padding:8px;z-index:99}
.top{background:#071a31;color:#dbe7f5;font-size:.88rem}.top .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:7px;padding-bottom:7px}.top a{color:#fff;font-weight:700;text-decoration:none}
.hd{background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 14px rgba(15,47,85,.12)}.hdin{display:flex;align-items:center;gap:20px;min-height:76px}
.brand img{display:block;height:54px;width:auto}.hd ul{list-style:none;margin:0;padding:0}#nav>ul{display:flex;gap:6px}#nav a{display:block;padding:10px 12px;color:#0f2f55;text-decoration:none;font-weight:700;border-radius:8px}#nav a:hover,#nav a[aria-current]{background:#eaf1fa}
.dd{position:relative}.dd>ul{display:none;position:absolute;left:0;top:100%;background:#fff;min-width:270px;padding:8px;border-radius:12px;box-shadow:var(--sh);border:1px solid #dde6f1}.dd:hover>ul,.dd:focus-within>ul{display:block}
.call{margin-left:auto;background:var(--r);color:#fff!important;padding:9px 18px;border-radius:10px;font-weight:800;line-height:1.2;text-decoration:none;text-align:center;box-shadow:0 4px 12px rgba(212,20,28,.35)}.call span{display:block;font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;opacity:.9}.call:hover{background:var(--rd)}
.menu{display:none;margin-left:auto;background:#0f2f55;border:0;color:#fff;padding:10px 16px;border-radius:8px;font-weight:700}
.hero{position:relative;color:#fff;overflow:hidden;background:radial-gradient(circle at 88% 12%,rgba(245,166,35,.42),transparent 38%),radial-gradient(circle at 5% 100%,rgba(212,20,28,.28),transparent 40%),linear-gradient(135deg,#0a2444,#1b4a7a)}
.hero:before{content:"";position:absolute;right:-120px;top:-120px;width:520px;height:520px;opacity:.12;background:conic-gradient(from 0deg,#fff 0 6deg,transparent 6deg 15deg);border-radius:50%;-webkit-mask:radial-gradient(circle,#000 20%,transparent 70%);mask:radial-gradient(circle,#000 20%,transparent 70%)}
.hero .wrap{position:relative;padding-top:68px;padding-bottom:84px}.hero.sm .wrap{padding-top:44px;padding-bottom:60px}.hg{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center}
.hero a:not(.btn){color:#fff}.lead{font-size:1.2rem;max-width:660px;color:#e3edf8}.eyebrow{display:inline-block;background:rgba(245,166,35,.18);border:1px solid rgba(245,166,35,.6);color:#ffd48a;font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;padding:5px 12px;border-radius:99px}
.wave{position:absolute;bottom:-1px;left:0;width:100%;height:46px;display:block}.crumb{font-size:.9rem;margin-bottom:10px}.crumb a{color:#cfe3f7!important}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--r);color:#fff;font-weight:800;padding:14px 26px;border-radius:10px;text-decoration:none;border:2px solid var(--r);font-size:1rem;cursor:pointer;margin:6px 8px 6px 0;box-shadow:0 6px 16px rgba(0,0,0,.18)}.btn:hover{background:var(--rd)}.btn.alt{background:transparent;border-color:#fff;color:#fff;box-shadow:none}.btn.alt:hover{background:rgba(255,255,255,.14)}.btn.gold{background:var(--g);border-color:var(--g);color:#1a1200}.btn.nav{background:var(--n);border-color:var(--n)}
section.s{padding:64px 0}section.alt{background:var(--bg2)}.sh{text-align:center;max-width:720px;margin:0 auto 36px}.sh p{color:var(--mut);margin:0}.kick{color:var(--r);font-weight:800;text-transform:uppercase;letter-spacing:.1em;font-size:.8rem}
.stats{background:var(--n);color:#fff}.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding-top:26px;padding-bottom:26px;text-align:center}.stats b{display:block;font-size:2rem;color:var(--g);line-height:1.1}.stats span{font-size:.92rem;color:#cfe0f3}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}.card{background:var(--bg);border:1px solid var(--b);border-radius:16px;padding:26px;box-shadow:var(--sh);color:var(--t);text-decoration:none;display:block;transition:transform .2s,box-shadow .2s}a.card:hover{transform:translateY(-4px)}.card h3{margin:.7em 0 .3em}.card p{color:var(--mut);margin:0 0 .6em}.more{color:var(--r);font-weight:800}
.ic{width:54px;height:54px;border-radius:14px;background:linear-gradient(135deg,var(--n),var(--n2));display:grid;place-items:center}.ic svg{width:28px;height:28px;stroke:#fff;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.ic.r{background:linear-gradient(135deg,var(--r),#ff4a3d)}.ic.g{background:linear-gradient(135deg,#e08c00,var(--g))}
.ph{position:relative;aspect-ratio:var(--r,16/9);width:100%;border:2px dashed #8ea5c0;border-radius:16px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;text-align:center;padding:14px;color:#37506f;background:repeating-linear-gradient(135deg,#eaf0f8 0 16px,#e0e9f4 16px 32px)}.ph svg{width:44px;height:44px;stroke:#5b7696;fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.ph strong{font-size:1rem}.ph span{font-size:.8rem;opacity:.8}.ph.dark{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.55);color:#fff}.ph.dark svg{stroke:#fff}
@media(prefers-color-scheme:dark){.ph:not(.dark){background:repeating-linear-gradient(135deg,#16283f 0 16px,#12233a 16px 32px);color:#bcd0e6;border-color:#4a6a90}.ph:not(.dark) svg{stroke:#9db6d3}}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:14px}.pair .ph{position:relative}.tag{position:absolute;top:10px;left:10px;background:var(--n);color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.08em;padding:3px 10px;border-radius:99px}.pair .ph:last-child .tag{background:var(--r)}
.feat{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}.feat div{display:flex;gap:14px}.feat h3{margin:0 0 4px;font-size:1.08rem}.feat p{margin:0;color:var(--mut);font-size:.96rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s;list-style:none;padding:0;margin:0}.steps li{counter-increment:s;background:var(--bg);border:1px solid var(--b);border-radius:16px;padding:24px;position:relative;box-shadow:var(--sh)}.steps li:before{content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--r);color:#fff;font-weight:800;margin-bottom:10px}.steps b{display:block;font-size:1.08rem;margin-bottom:4px}.steps span{color:var(--mut);font-size:.96rem}
.checks{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:10px 22px}.checks li{padding-left:32px;position:relative}.checks li:before{content:"";position:absolute;left:0;top:.2em;width:22px;height:22px;border-radius:50%;background:var(--r) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/16px no-repeat}
.two{display:grid;grid-template-columns:1.7fr 1fr;gap:36px;align-items:start}.side{position:sticky;top:96px;display:grid;gap:18px}.todo{border-top:5px solid var(--r)}.todo ol{padding-left:20px;margin:0}.todo li{margin:8px 0}.emg{background:linear-gradient(135deg,var(--r),#8f0b11);color:#fff;border:0}.emg p{color:#ffe3e3}.emg a{color:#fff;font-size:1.5rem;font-weight:800;text-decoration:none}
.trust{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:26px 0}.trust li{background:var(--bg2);border:1px solid var(--b);padding:7px 15px;border-radius:99px;font-size:.88rem;font-weight:700}
.band{background:linear-gradient(135deg,#0a2444,#1b4a7a);color:#fff;border-radius:22px;padding:40px;display:grid;grid-template-columns:1.3fr 1fr;gap:28px;align-items:center}.band p{color:#dce8f6}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.chips li,.chips a{background:var(--bg);border:1px solid var(--b);border-radius:99px;padding:6px 14px;font-size:.92rem;text-decoration:none;font-weight:600}.chips a{color:var(--n2)}
.cta{background:radial-gradient(circle at 80% 0,rgba(245,166,35,.35),transparent 45%),linear-gradient(135deg,#a80e15,#d4141c);color:#fff;text-align:center;padding:60px 0}.cta h2{color:#fff}.cta p{color:#ffe7e7;margin:0 0 18px}.cta .btn{background:#fff;color:#a80e15;border-color:#fff}.cta .btn.alt{background:transparent;color:#fff}
details{border:1px solid var(--b);border-radius:12px;padding:14px 18px;margin:10px 0;background:var(--bg)}summary{font-weight:800;cursor:pointer}details p{margin:.6em 0 0;color:var(--mut)}
label{display:block;font-weight:700;margin-top:12px}input,select,textarea{width:100%;padding:13px;font:inherit;border:1px solid #7b8ca3;border-radius:10px;background:var(--bg);color:var(--t)}.hp{position:absolute;left:-9999px}.fc{background:var(--bg);border:1px solid var(--b);border-radius:18px;padding:26px;box-shadow:var(--sh);color:var(--t)}.mini{background:#fff;color:#17212e;border-radius:18px;padding:24px;box-shadow:0 14px 40px rgba(0,0,0,.28)}.mini h2{font-size:1.35rem;color:#0f2f55}.mini input{margin-bottom:4px}.mini .btn{width:100%;justify-content:center;margin:12px 0 0}
.ft{background:#071a31;color:#c5d5e8;padding:50px 0 0}.ft a{color:#fff;text-decoration:none}.ft a:hover{text-decoration:underline}.fg{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:30px}.ft ul{list-style:none;padding:0;margin:8px 0}.ft li{margin:6px 0}.ft strong{color:#fff}.copy{padding:18px 22px;margin-top:30px;border-top:1px solid #1e3a5e;font-size:.85rem}
.gf{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 22px}.gf button{border:2px solid var(--n2);background:transparent;color:var(--t);padding:8px 16px;border-radius:99px;font:inherit;font-weight:700;cursor:pointer}.gf button[aria-pressed=true]{background:var(--n);border-color:var(--n);color:#fff}
.pg figure{margin:0;background:var(--bg);border:1px solid var(--b);border-radius:14px;overflow:hidden;box-shadow:var(--sh)}.pg figcaption{padding:12px 16px}.pg img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover}
.ba{position:relative;aspect-ratio:4/3;overflow:hidden}.ba img{position:absolute;inset:0;height:100%}.ba .af{clip-path:inset(0 0 0 50%)}.ba input{position:absolute;left:0;right:0;bottom:8px;width:90%;margin:0 5%;padding:0}.ba b{position:absolute;top:8px;background:rgba(0,0,0,.65);color:#fff;padding:2px 8px;border-radius:4px;font-size:.8rem}.ba b+b{right:8px}
.prose{max-width:780px}.prose h2{margin-top:1.6em;font-size:1.5rem}.tl{list-style:none;padding:0;border-left:3px solid var(--r);margin:0 0 0 8px}.tl li{padding:0 0 22px 22px;position:relative}.tl li:before{content:"";position:absolute;left:-10px;top:4px;width:17px;height:17px;border-radius:50%;background:var(--g);border:3px solid var(--bg)}.tl b{color:var(--r)}
.bar{display:none}.cities{columns:3 200px;list-style:none;padding:0}
@media(max-width:900px){.hg,.two,.band,.fg{grid-template-columns:1fr}.stats .wrap{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.side{position:static}.menu{display:block}#nav{display:none;width:100%;order:5}#nav.open{display:block}#nav>ul{flex-direction:column}.dd>ul{display:block;position:static;box-shadow:none;border:0;padding-left:14px}.call{display:none}.hdin{flex-wrap:wrap;padding-top:8px;padding-bottom:8px}.hero .wrap{padding-top:44px;padding-bottom:64px}.bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;box-shadow:0 -4px 16px rgba(0,0,0,.2)}.bar a{flex:1;text-align:center;padding:16px;font-weight:800;text-decoration:none;background:var(--r);color:#fff}.bar a+a{background:var(--n)}.top .wrap{justify-content:center;text-align:center}.pair{grid-template-columns:1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}.band{padding:26px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}
.hero:before{display:none}.eyebrow{margin-bottom:16px}.mini a{color:#a80e15!important}
#nav a,.call{white-space:nowrap}#nav a{padding:10px 10px}.brand img{height:58px}.hdin{gap:12px}.top .wrap{font-size:.84rem}
@media(min-width:901px) and (max-width:1100px){#nav a{padding:10px 6px;font-size:.95rem}}